Best Apps like Finance for Android/iOS (2023)

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In this article on Naijaknowhow, I am going to write about some of the best apps like Possible Finance for smartphones. Do you need a quick loan or cash advance? Don’t worry, we all do at some point. But navigating the world of finance can be complicated, especially when dealing with banks.

Fortunately, there are now apps like Possible Finance that can help you get the money you need quickly. These apps offer a variety of services to help you manage your finances, but it’s important to choose the right one. Be sure to carefully read the terms and conditions and consider your current financial situation before choosing an app.

To make your decision easier, I’ve compiled a list of the best apps like Possible Finance. Each has its own strengths and features, so take some time to explore them and see which one is right for you. So whether you need a little extra cash to tide you over or a bigger loan for a big purchase, these apps have you covered. But use them wisely.

List of best apps like Possible Finance on Android and iOS

1. Search

If you need an app that doesn’t charge extra, you might want to give Earnin a try! Earnin is the best solution for anyone looking for a payday advance with no fees! The app is quite popular and offers some really handy features to help you manage your finances better.

Earnin is one of the best apps like Possible Finance and what’s great is that you can get the advance within 30 minutes of applying! Plus, the transaction fee is completely up to you – you can choose to leave no tip or even $14 for every $100 transferred.

And here’s the best part – the transfer is pretty much instant! It’s even faster than most of the other apps on this list. However, keep in mind that you need to deposit $100 into your account to access all the features. Be sure to read the app terms and conditions before committing.

2. Avant Credit

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Avant is the right application for those who are looking for a larger loan amount. Compared to similar apps on the market, Avant offers up to $35,000 to cover debt or emergency expenses. Its loan program enables repayment within 60 months, by choosing the repayment period.

However, users should consider administration fees, late fees and unfair payment fees charged by the app. The APR can be in the double-digit range, which can be scary for those new to loan repayment. Therefore, it is important that you understand the terms of the application before using it for your financing needs.

Despite the potential costs, Avant is still an excellent loan application for those who can afford it. Thanks to the user-friendly interface and the possibility of a larger loan amount, it can be a great choice for those who are looking for online loan options.

3. Money lion

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MoneyLion is a popular app that offers zero APR payday advances of up to $250. An excellent option for those who need an instant cash advance. Unlike other lenders, MoneyLion does not perform credit checks, making it a beneficial choice for people with bad credit. However, users must repay the loan on time to avoid interest charges.

Users can also build their credit scores through this app, but the conditions are strict. MoneyLion allows its users to borrow up to $1,000 and pay it back within 12 months. However, if users want to build their credit, they have to pay interest.

MoneyLion is a unique app that allows users to check their credit on a regular basis. By signing up for the credit builder loan program, users can receive weekly updates based on their TransUnion credit reports. This is a great way to monitor your credit score and make informed financial decisions.

4. To confirm

Claiming to be the best for online shopping, the Affirm app offers an excellent option for those in need. It works like a credit card, but eliminates the hassles associated with credit cards. With Affirm, you can get up to $17,500 depending on your purchase and credit score, with no late fees.

One of the benefits of using Affirm is its flexibility. You can repay your loan in three to twelve months, making it an attractive option to meet various needs. Some merchants even offer zero percent APR, but only to certain users. By making an advance payment, you can easily get a cash advance without the burden of a credit card.

So for those who prefer a buy-now-pay-later lifestyle but don’t want to deal with the hassle of credit cards, Affirm is a great alternative. It offers a simple process, making it an excellent choice for a cash advance application. If you are looking for a reliable and flexible solution to meet your financial needs, Affirm may be the app for you.

5. Confirm

Empower is a free instant cash advance app that offers great service and fast cash advances of up to $250. Additionally, the platform can issue a prepaid card that you can use as a credit card with the added benefit of up to 10% cashback on eligible transactions.

The card also functions as a debit card, so you can withdraw cash from more than 37,000 ATMs nationwide. In addition, as a cardholder, you can receive your salary two days earlier. If you’re interested in Empower’s services, you can take advantage of a 14-day free trial before you decide to pay $8 a month.

So for those looking for instant cash advances, top-up card options and early payment options, Empower is a convenient and affordable option. The free trial version and reasonable monthly subscription fee make it worth considering as a financial management tool.

6. Bell ringing

Chime is an excellent financial services app comparable to Possible Finance. Although Chime offers a smaller loan amount, it is still a useful resource. The app provides up to $200, which users can pay back at any time. To use the service, you must first create an account within the app and pay $200.

One of the best features of the app is that you can make your account negative up to a certain amount, the first limit is $20 and the maximum limit is $200 based on account activity. Chime does not charge extra and tipping is optional.

The app is ideal for those who want to avoid overdraft fees. However, it is important that you read the terms of service carefully. Although the loan amount may be smaller than with other applications, the lack of additional fees and the ability to turn the account negative up to a certain amount make it a useful tool for managing finances.

Conclusion

Once you learn about these apps, like the one listed above at Possible Finance, you can choose from payday advances, pay later platforms, or even larger loans to manage your debt. Provided you understand the Terms and Conditions and the repayment process and are confident of your ability to repay on time, using any of the apps mentioned above is a wise decision.

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